EngageEmpowerEntrust

Transform offline behavior into actionable insights.

Connect offline-in-life data to predict consumer intent, drive measurable growth, and power business outcomes.

One single integrated ecosystem. Infinite advantage.

The Infortum ecosystem connects and accelerates every layer of consumer behavior, using predictive data layers to deliver unique insights and empower smarter business decisions.

Earnva Smart Wallet
Replace a fragmented wallet with one secure app. Load your payment, loyalty, membership and gift cards into a single encrypted Smart Wallet for less friction and complete control over your financial identity.
Earnva Savings & Rewards (ESRN)
Converts offline intent into instant, closed-loop purchasing power across millions of premium global destinations, including 2M+ hotels, 300,000+ US restaurants, and more.
Global Banking & Custody
Unifies global banking and digital asset custody into one seamless interface for absolute, frictionless control over your wealth.
247FirstCare & EarnvaRx
Integrates 24/7 virtual primary care and deep pharmaceutical utility natively into your financial ecosystem to proactively protect your health — with savings on 93% of US prescriptions and over 26,000 commercially discounted medications at 65,000+ US pharmacies.

TSW

Connect offline-in-life data with AI insights to grow your business.

Total Share of Wallet (TSW)

Capturing 360° of consumer spending across all legacy and digital payment rails.

TSW
Intent
Mobility
Health
Rx
Assets

Designed to solve. Built to scale.

Every Infortum brand is architected to eliminate systemic friction, reclaim lost value, and provide the essential platform required to navigate a fragmented global economy.

Earnva

Your all-in-one digital wallet.

Bring your entire wallet — credit, debit, and loyalty cards — into one secure app and experience true financial freedom.

Store your payment, loyalty and membership cards in one app.
Keep your financial identity private and secure.
Leave the bulky wallet behind.

Earnva Savings & Rewards

Exclusive savings & rewards.

Unlock exclusive cash back and instant rewards at millions of hotels, restaurants, and retail stores worldwide.

Earn instant rewards at 2M+ hotels and 300,000+ US restaurants.
Convert offline intent into real, closed-loop purchasing power.
Receive hyper-personalized deals triggered by your location.

247FirstCare

Simplifying healthcare access.

247FirstCare provides in-the-moment access to primary care physicians, urgent care doctors, and licensed mental health and trauma therapists — when you need it most, wherever you may be.

24/7 virtual care with no added copays or consult fees.
HealthConnect plans covering major medical starting under $11.50/day.
Get thousands of prescription medications absolutely free.

EarnvaRx

Subscription-based prescription benefits.

Bypass mark-ups and dispensing fees with a tiered membership that delivers vital medications for one low monthly rate.

Free generic medications on us — up to 3,150 medications covered.
Unlimited use with no maximum benefit dollar caps.
Immediate activation and pick-up at over 65,000 local pharmacies.

AET Trust

Institutional trust for modern finance.

A Nevada-regulated custodian providing the operational backbone for innovative firms to consolidate their entire investment operations.

API-first infrastructure for seamless custody and ERISA compliance.
Tap into the $14 trillion IRA market with alternative assets.
Replace a patchwork of legacy tools with one unified system.

Your all-in-one digital wallet.

Unify your complete financial footprint in one secure app to unlock instant rewards and seamless spending power across our global network.

All your cards in one app: Load credit, debit, loyalty, membership, gift cards and more into the Earnva Smart Wallet, all in one place.
Exclusive savings & rewards: Earn exclusive offers from 2M+ hotels worldwide, 300,000+ local dining and shopping destinations, sweepstakes and more.
Hyper-personalization: Whether you're stepping into an airport or your local mall, Earnva instantly presents the most personalized deal savers just for you.